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Builder to Contributor

Velocity Banking & Infinite Banking



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Gem story was written by: BOBO Marketing Services

“People go to their graves with their knowledge… all the wealth is stored in the cemetery.” – Denzel Rodriguez

Denzel Rodriguez is a successful financial leader who has established this key principle as the cornerstone of his business: bringing the kingdom of heaven to earth! At just 24 years old, he’s mastered the art of helping customers up to three times his age eliminate their debt, rebuild their credit scores, and plan out their future investments.

“The name of my company is Builder to Contributor, and that also represents what I do for my clients.” – Denzel Rodriguez

All of Denzel’s masterful knowledge has been self-taught. He’s taken advantage of every resource at his disposal, including books, YouTube tutorials, and free online courses. “Once I knew I had the knowledge,” Denzel shares, “I could actually teach it.” Although it took some convincing, his mother was his first official client, and her financial plight quickly turned around after implementing Denzel’s advice! Today, he enjoys sharing tips on how to regain authority through financial consulting via his YouTube channel, which is actually where he gets most of his clients.

“My sole purpose, mission, and vision in life is to help mothers across the U.S. and abroad master their personal finances and become leaders and influencers…” – Denzel Rodriguez

Denzel learned humility at an early age as a result of his family’s struggles to survive on a low income; although he does admit that people born into wealth can develop humility as well. It all comes down to mindset, which is a key factor for how Denzel was able to stay afloat during the height of the coronavirus pandemic. He focused on what was available to him and was able to take advantage of the crisis by creating a virtual space for people to come to him for financial advice. You’re in for a treat… read on for a few samples of what you’ll learn when you choose to let Denzel help take you from Builder to Contributor!

Don’t Develop a “Cheap” Mindset

If you don’t completely root out the poor mindset, you will likely end up back in poverty, no matter how much money you earn. Denzel elaborates on this truth when he explains to people that those who are not givers are cheap. He also promotes the idea that being frugal with your money means knowing how to stretch every dollar. Without applying this tip, you’ll always end up where you’re most comfortable, slipping back into that poor mentality. You need to be willing to expand and take risks, while also finding ways to give back.

Cheap Mindset: Your child says they want to go to Disney World. You simply say, “Sorry, but we can’t afford it.”

Opportunistic Mindset: You realize that perhaps you can raise money through your church for ALL the children to go to Disney! After all, your child’s request didn’t necessarily involve you at first, so you should focus on making sure that at least they get to go. Then, you can figure out how you can attend, maybe by chaperoning.

“Nowadays I pay people to get more knowledge but, in the beginning, I truly believed God was sitting with me…” – Denzel Rodriguez

Denzel’s biggest mentor is Jesus Christ, as he believes God revealed every financial concept to him by means of the educational videos and articles that were presented to him. He also credits his girlfriend, who is his number one confidante and best friend, and, of course, his mom. As part of his supporting cast, they are the stars! In his free time, Denzel enjoys listening to “The Gypsy Kings” and any Puerto Rican or Colombian salsa music.

Avoid Taking Knowledge to the Grave

Denzel treats every client with the dedicated attention they deserve for their unique financial situation. Once a client pays for his service, he requests access to all their financial figures to make sure that he maximizes every moment spent with them. After that, he invites them to hop on the phone for a lightning round of questions (leaving the door open for the client to ask further questions after the call). From there, he develops a bi-monthly six-month plan that involves four strategic phases, as outlined below:

“People go to their graves with their knowledge… all the wealth is stored in the cemetery.” – Denzel Rodriguez

Phase 1: Velocity Banking – Helping an individual pay off debt, quickly increase their credit score, and leverage positive debt

Phase 2: Infinite Banking – Helping an individual become their own bank by mimicking what the big banks are doing, thereby establishing their own financial household “kingdom”

Phase 3: Kingdom – Helping individuals rediscover who they are created to be, so they can eventually pass it on to their family, friends, and communities according to their legacies, values, and traditions

Phase 4: 10X Everything – Helping individuals multiply their income, enabling them to give back and develop an abundance mindset

Financial Advice for Young Adults

It’s important to know that your job is not your actual work, but rather a temporary state you’re in. In fact, your current occupation should be viewed as a means to an end, with that end being to build upon your experience, as opposed to a place for you to spend your entire life! Consider setting up some sort of side hustle or secondary business. Then, after some time, the amount of time you spend and the money you earn on your side hustle can become your main hustle.

“Everybody is royalty.” – Denzel Rodriguez

Ask yourself four inflective questions: Who am I? Why am I here? What’s my purpose? And where am I going? The sooner you answer those four questions within yourself, the sooner you’ll be prepared to develop an investment philosophy for your life. Then you can develop the laws of “your kingdom” in order to protect your morals and ethics.

“Work means to become or to self-manifest who you are in this life and what your purpose is.” – Denzel Rodriguez

Don’t throw money at the stock market if you don’t have a plan to get into the stock market! Denzel advises that you should first focus on producing money. The best thing for young adults to invest in is themselves through personal development. Make it your aim to learn everything you can about your passion. Focus on the kingdom and consider researching successful kingdoms throughout history to understand how they operate. If you do, your life will change dramatically!

Ask yourself this before investing in something: “Has it historically performed, and will it provide the most effective results for my kingdom?”

Have you enjoyed these financial gems so far? You can get even more when you reach out to Denzel Rodriguez and get the foundation for setting up your own personal financial kingdom!

“People go to their graves with their knowledge… all the wealth is stored in the cemetery.”